The blackjack insurance bet is an important part of a game and every player needs to know what it is and how he can use it in order to gain advantage. A lot of players underestimate the opportunity to use the insurance bet but that's a mistake because once you learn what the it is and how to use it, you will be able to lower the casino edge during the game and therefore you will have better chances to win.
Blackjack players may place insurance bets only when the dealer's face-up card is an Ace. The idea is to insure your bet against the blackjack of the dealer and then you only get paid for your insurance bet if the dealer has got a blackjack hand. If the dealer hasn't got a blackjack hand, then you lose your insurance bet. In both cases the game continues until either the player or the dealer wins, loses or there is a draw.
For example, let's say that you place a bet of $10 and the dealer's face-up card comes out to be an Ace, then you will have the opportunity to place an insurance bet of $5. If you decide to place the insurance bet, you will have bet $15 in all. If it comes out that the dealer has got a blackjack hand, then you will win $15 which means that you will be even. If you do not place an insurance bet and the dealer gets a blackjack hand, then you will have lost $10.
That's the essence of this type of bet and as we said before, many players are not even considering it. Others take a look the all the players' cards on the blackjack table and if there are a lot of 10s, Jacks, Queens and Kings then they decide not to use insurance bet. Anyway, we always recommend players to insure themselvesevery time the face-up card of the dealer is an Ace.
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